/* Home-only port of the supplied design, using the existing site palette/typeface. */
.hiw{--hiw-connector:56px;--hiw-mint:#EEF7F5;--hiw-selected:var(--ledger-teal);padding:112px 24px 120px;background:#fff;scroll-margin-top:calc(var(--header-height,78px) + 16px);color:var(--ledger-ink)}
.phase12 #how-i-work{scroll-margin-top:calc(var(--header-height,78px) + 16px)}
.hiw .hiw-inner{max-width:1184px;margin:0 auto}
.hiw .hiw-header{display:flex;align-items:flex-end;gap:40px;margin-bottom:48px}
.hiw .hiw-header>div{flex:1;min-width:0}
.hiw .hiw-eyebrow{display:block;margin-bottom:16px;font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--ledger-teal);font-weight:500}
.hiw #hiw-title{font-size:46px;line-height:1.1;letter-spacing:-.022em;font-weight:500;color:var(--ledger-ink);margin:0}
.hiw .hiw-header>p{flex:0 1 330px;margin:0;color:var(--ledger-muted);font-size:17px;line-height:1.55}
.hiw .hiw-tabs{display:grid;grid-template-columns:minmax(0,1fr) var(--hiw-connector) minmax(0,1fr) var(--hiw-connector) minmax(0,1fr);align-items:center}
.hiw .hiw-tab{display:flex;align-items:center;gap:16px;min-width:0;min-height:86px;padding:18px 20px;text-align:left;border:1px solid var(--ledger-rule);border-radius:12px;background:#fff;transition:background 220ms,border-color 220ms,box-shadow 220ms}
.hiw .hiw-tab[aria-selected=true]{background:var(--hiw-mint);border-color:var(--hiw-selected);box-shadow:inset 0 0 0 1px var(--hiw-selected),0 6px 18px #14213A14}
.hiw .hiw-tab:hover{border-color:var(--ledger-teal)}
.hiw .hiw-tab strong{display:block;font-size:22px;font-weight:500;line-height:1.3;color:var(--ledger-ink)}
.hiw .hiw-step-label{display:block;font-size:12px;line-height:1.5;letter-spacing:.14em;text-transform:uppercase;color:var(--ledger-muted);margin-bottom:2px}
.hiw .hiw-tab[aria-selected=true] .hiw-step-label{color:var(--ledger-teal)}
.hiw .hiw-icon{display:inline-flex;align-items:center;justify-content:center;flex:none;width:44px;height:44px;border-radius:10px;border:1px solid transparent}
.hiw svg{display:block;width:24px;height:24px;flex:none}
.hiw .hiw-connector{display:grid;place-items:center;color:#9AA3B3}
.hiw .hiw-connector svg{width:40px;height:20px}
.hiw .hiw-connector.is-active{color:var(--ledger-teal)}
.hiw .hiw-panel{position:relative;margin-top:26px;border:1px solid var(--ledger-rule);border-radius:14px;background:white}
.hiw .hiw-panel::before{content:'';position:absolute;z-index:1;top:-9px;left:calc((100% - 2 * var(--hiw-connector))/6);width:16px;height:16px;background:#fff;border-top:1px solid var(--ledger-rule);border-left:1px solid var(--ledger-rule);transform:translateX(-50%) rotate(45deg);transition:left 340ms cubic-bezier(.2,.7,.2,1)}
.hiw .hiw-panel[data-step="1"]::before{left:50%}
.hiw .hiw-panel[data-step="2"]::before{left:calc((100% - 2 * var(--hiw-connector))*5/6 + 2 * var(--hiw-connector))}
.hiw .hiw-panel-head{padding:34px 40px 30px}
.hiw .hiw-panel-head h3{margin:0;color:var(--ledger-ink);font-size:32px;line-height:1.15;letter-spacing:-.015em;font-weight:500}
.hiw .hiw-panel-head p{max-width:620px;margin:10px 0 0;color:var(--ledger-muted);font-size:18px;line-height:1.55}
.hiw .hiw-flow{display:flex;align-items:stretch;gap:12px;padding:24px 40px 28px;background:var(--ledger-cool);border-top:1px solid var(--ledger-rule)}
.hiw .hiw-tiles{flex:3;display:flex;align-items:center;gap:6px;min-width:0}
.hiw .hiw-tile{flex:1;min-width:0;align-self:stretch;display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid var(--ledger-rule);border-radius:10px;background:#fff;font-size:15.5px;font-weight:600;line-height:1.4}
.hiw .hiw-tile .hiw-icon{width:34px;height:34px;border-radius:9px}
.hiw .hiw-tile svg{width:17px;height:17px}
.hiw .hiw-small-arrow{flex:none;align-self:center;color:#8E98AA}
.hiw .hiw-small-arrow svg{width:14px;height:14px}
.hiw .hiw-flow-arrow{align-self:center;flex:none;color:var(--ledger-muted)}
.hiw .hiw-flow-arrow svg{width:22px;height:22px}
.hiw .hiw-output{flex:1.6;min-width:0;display:flex;align-items:center;gap:14px;padding:16px 20px;border-radius:12px;background:var(--ledger-deep);color:#fff}
.hiw .hiw-output .hiw-icon{width:38px;height:38px;border-radius:9px}
.hiw .hiw-output svg{width:19px;height:19px}
.hiw .hiw-output-label{display:block;color:var(--signal,#8FD8CF);font-size:11.5px;letter-spacing:.16em;text-transform:uppercase}
.hiw .hiw-output strong{display:block;font-size:18px;line-height:1.3;font-weight:500}
.hiw .hiw-disclosure{padding:4px 40px;border-top:1px solid var(--ledger-rule)}
.hiw .hiw-disclosure button{min-height:44px;display:inline-flex;align-items:center;gap:6px;padding:0 2px;border:0;background:none;color:var(--ledger-teal);font-size:14.5px;text-align:left}
.hiw .hiw-disclosure button span{text-decoration:underline;text-underline-offset:4px;text-decoration-color:#A9CFCB}
.hiw .hiw-disclosure svg{width:16px;height:16px;transform:rotate(90deg);transition:transform 220ms}
.hiw .hiw-disclosure button[aria-expanded=true] svg{transform:rotate(-90deg)}
.hiw .hiw-notes{padding:24px 40px 32px;display:grid;grid-template-columns:minmax(0,1fr);gap:18px 40px;border-top:1px solid var(--ledger-rule);border-radius:0 0 14px 14px;background:#FAFBFD}
/* Audit F-09 (2026-10-30): the two shared notes print once as a strip; the per-step evidence takes the full width; the source line is inline. */
.hiw .hiw-notes-shared{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 40px;padding:14px 16px;border:1px solid var(--ledger-rule);border-radius:10px;background:#F5F7FA}
.hiw .hiw-notes-shared p{margin-bottom:0}
.hiw .hiw-every-step{text-transform:none;letter-spacing:0;color:var(--ledger-muted);font-weight:400}
.hiw .hiw-notes-step{max-width:72ch}
.hiw .hiw-source-inline{display:block;margin-top:6px;padding-top:10px;border-top:1px solid var(--ledger-rule);font-size:13px}
.hiw .hiw-source-inline>p{display:inline;font-size:13px}
.hiw .hiw-source-label{color:var(--ledger-teal);font-size:13px}
.hiw .hiw-source-inline a{display:inline-flex;min-height:44px;align-items:center;margin-left:8px;font-size:13px;color:var(--ledger-teal);text-decoration:underline;text-underline-offset:4px}
@media(max-width:759px){.hiw .hiw-notes-shared{grid-template-columns:minmax(0,1fr)}}
.hiw .hiw-notes h4{margin:0 0 8px;color:var(--ledger-teal);font-size:12.5px;line-height:1.5;font-weight:500;text-transform:uppercase;letter-spacing:.14em}
.hiw .hiw-notes p,.hiw .hiw-notes li{color:var(--ledger-muted);font-size:14.5px;line-height:1.6;margin:0 0 10px}
.hiw .hiw-notes ul{padding-left:18px;margin:10px 0}
.hiw .p10-source{margin:0;padding:0;border:0;font-size:14.5px}
.hiw .p10-source summary{min-height:44px;padding:10px 0;font-size:inherit;line-height:1.6;color:var(--ledger-teal);text-decoration:underline;text-underline-offset:4px}
.hiw .hiw-enter{animation:hiw-opacity 280ms ease,hiw-rise 320ms cubic-bezier(.2,.7,.2,1)}
@keyframes hiw-opacity{from{opacity:0}to{opacity:1}}
@keyframes hiw-rise{from{transform:translateY(8px)}to{transform:translateY(0)}}
@media(min-width:760px) and (max-width:1099px){
 .hiw #hiw-title{font-size:40px}
 .hiw .hiw-flow{flex-direction:column}
 .hiw .hiw-flow-arrow{transform:rotate(90deg)}
}
@media(max-width:759px){
 .hiw{--hiw-connector:14px;padding:64px 16px 72px}
 .hiw .hiw-header{display:block;margin-bottom:28px}
 .hiw #hiw-title{font-size:31px}
 .hiw .hiw-header>p{font-size:16.5px;margin-top:20px}
 .hiw .hiw-tab{flex-direction:column;gap:8px;padding:14px 6px;text-align:center}
 .hiw .hiw-tab>.hiw-icon{width:40px;height:40px}
 .hiw .hiw-tab strong{font-size:17px}
 .hiw .hiw-step-label{font-size:12px;letter-spacing:.10em}
 .hiw .hiw-connector svg{width:14px;height:14px}
 .hiw .hiw-connector svg path{d:path('m9 6 6 6-6 6')}
 .hiw .hiw-panel{margin-top:20px}
 .hiw .hiw-panel-head{padding:26px 20px 24px}
 .hiw .hiw-panel-head h3{font-size:26px}
 .hiw .hiw-panel-head p{font-size:17px}
 .hiw .hiw-flow{flex-direction:column;padding:20px 18px 22px}
 .hiw .hiw-tiles{flex-direction:column;align-items:stretch}
 .hiw .hiw-tile{flex:auto;font-size:16px}
 .hiw .hiw-small-arrow,.hiw .hiw-flow-arrow{transform:rotate(90deg)}
 .hiw .hiw-disclosure{padding:6px 20px}
 .hiw .hiw-disclosure button{font-size:16px}
 .hiw .hiw-notes{grid-template-columns:minmax(0,1fr);padding:22px 20px 28px}
 .hiw .hiw-notes p,.hiw .hiw-notes li,.hiw .p10-source{font-size:16px}
}
@media(prefers-reduced-motion:reduce){
 .hiw .hiw-enter{animation:none}
 .hiw .hiw-tab,.hiw .hiw-panel::before,.hiw .hiw-disclosure svg{transition:none}
}